* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: #333;
}

.header {
    background: linear-gradient(135deg, #0058a3 0%, #00a896 100%);
    padding: 80px 20px;
    text-align: center;
    color: white;
}

h1 {
    font-size: 3em;
    margin-bottom: 10px;
    font-weight: 600;
}

.effective-date {
    font-size: 1.1em;
    opacity: 0.95;
    font-weight: 300;
}

.container {
    max-width: 900px;
    margin: 0 auto;
    padding: 60px 20px;
}

.prior-policy-link {
    background: #f0f8ff;
    padding: 15px 20px;
    border-radius: 8px;
    margin-bottom: 40px;
    border-left: 4px solid #0058a3;
}

.prior-policy-link a {
    color: #0058a3;
    text-decoration: none;
    font-weight: 500;
}

.prior-policy-link a:hover {
    text-decoration: underline;
}

.intro {
    background: #f9f9f9;
    padding: 30px;
    border-radius: 10px;
    margin-bottom: 40px;
    border-left: 4px solid #00a896;
}

h2 {
    color: #0058a3;
    font-size: 1.8em;
    margin: 40px 0 20px;
    font-weight: 600;
}

h3 {
    color: #00a896;
    font-size: 1.3em;
    margin: 30px 0 15px;
    font-weight: 600;
}

p {
    margin-bottom: 15px;
    font-size: 1.05em;
}

ul, ol {
    margin: 15px 0 15px 30px;
}

li {
    margin-bottom: 10px;
    font-size: 1.05em;
}

.contact-box {
    background: #e8f4f8;
    padding: 30px;
    border-radius: 10px;
    margin-top: 40px;
    border: 2px solid #0058a3;
}

.contact-box h3 {
    margin-top: 0;
    color: #0058a3;
}

a {
    color: #0058a3;
}

strong {
    color: #0058a3;
}

.section {
    margin-bottom: 40px;
}

/* Navigation Bar Styles */
.nav-bar {
    background: white;
    padding: 20px 40px;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.nav-logo {
    height: 50px;
    width: auto;
}

.nav-links {
    display: flex;
    gap: 25px;
    align-items: center;
}

.nav-links a {
    color: #333;
    text-decoration: none;
    font-size: 0.9em;
    font-weight: 400;
    transition: color 0.3s ease;
}

.nav-links a:hover {
    color: #0058a3;
}

.external-icon {
    color: #999;
    opacity: 0.7;
    text-decoration: none;
}

@media (max-width: 768px) {
    h1 {
        font-size: 2em;
    }

    .header {
        padding: 60px 20px;
    }

    .container {
        padding: 40px 15px;
    }

    .nav-bar {
        padding: 15px 20px;
    }

    .nav-logo {
        height: 40px;
    }

    .nav-links {
        gap: 20px;
        font-size: 0.9em;
    }
}